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    ]
  },
  "caveats": [
    "A return is the honest failure mode. An anchor that accepts value, fails to settle and keeps it produces no return event and scores 0. A low rate is the absence of one kind of evidence, not evidence of good conduct.",
    "Dark means no on-chain settlement in over 30 days. That is a fact about the ledger. Why an anchor is quiet is not something this project claims to know."
  ]
}